Finova Capital Text Messages Terms of Use for 346682

  1. Opt-in at: or by texting FINOVA to 346682 to receive timely alerts from Finova Capital on offers, and get essential insights on our diverse range of products and services.
  2. Message frequency varies.
  3. Text STOP to 346682 to receive no further text messages.
  4. Text HELP to 346682 for help.
  5. Standard Rates may apply.
  6. Carriers Supported: AT&T, Boost, Metro PCS, Sprint, T-Mobile, Verizon, Virgin Mobile.
  7. Confidentiality of Text Messages Not Guaranteed: Although we try to protect information you send us, we cannot guarantee that information sent over using Short Message Service (SMS) is completely confidential. There are certain aspects of SMS usage and your device we cannot control. Therefore, transmission of information to you and to us over SMS must be undertaken at your own risk.
  8. Privacy Policy is available at :

The simpler funding process

  1. Apply online
  2. Get approved in minutes
  3. Choose your plan
  4. Receive funds

You can get approved in minutes and funded within 24 hours.

Frequently asked questions

Your credit score will not be impacted. Finova uses various data elements to quickly determine what amount can be offered, none of which affect your credit score or report.

Repayments are made via a daily or weekly ACH deduction from your business checking account information you provide. The amount will be disclosed in the agreement and option you choose.

Typically, the only items you will need will be your driver’s license, and three months of bank statements. You can avoid providing bank statements by linking to our secure Plaid service.

The repayment type typically is between six and nine months.

You must have been a business at a minimum of one year, have monthly credit card processing greater than $5,000, and have annual total sales/revenues greater than $100,000.

No, collateral is not required.

Your rate is determined based on several factors including your revenues, cash flow, years in business, and your credit profile.

In as few as 24 hours!

We’re a small business lender providing faster, more affordable solutions to keep merchants moving forward.

Leveraging decades of expertise in the payments space, we work with payment processing partners to offer more flexible versions of the solutions you’d typically get from a bank or POS payments company.

Learn more about us here.

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