Funding that fits your goals.

Finova Capital gives small businesses the flexible financing they need, when they need it. With more transparency than other partners and more agility than traditional banks, we’re the win-win lending partner.

Small business owner?

Access loans, working capital, and more —fast.

Lending referral partner?

Maximize small business retention and growth.

Annual Revenue Info:

Finova Capital | Official Site
Partnership built  on transparency

Partnership built on transparency

Gain a close, long-term consultant who’ll listen to your challenges — and design customized solutions to help you succeed.

Products that engage  more merchants

Products that engage more merchants

Give merchants the solutions they need to move business forward. See how Merchant CashTap helps win and retain merchants.

See What Our Customers Have To Say

We believe when merchants have a better financing experience, everyone sees greater results.


Thank you, Finova Capital, for providing my company with creative funding like no other lending company. We are a 6-year-old company in a marketplace where it’s been difficult to get traditional banking help. As our company grows, we look forward to exploring other lending techniques that Finova offers. It has been a real pleasure working with Leo, and I’m looking forward to his guidance as we move forward."

James listened to what I was trying to do, understood my timing, and gave me some options so I could choose what was best for me and my business. Long story short, I got the capital I needed without any hassle. I have been with them ever since. Couldn’t be happier. The whole Finova Capital Team and James get 5 Stars!

— Carrie A.


I wanted to open up a second location and needed the cash to do it. I didn’t bother with my bank because of past experiences and the wait time. I was referred to Finova Capital and in a matter of days got the money I needed to move my business forward. Thanks to the Finova team. I now have a reliable source when I need more capital down the road. James was a pleasure to deal with and would give him 5 Stars"

— Mary R.

Finova Capital was extremely helpful and professional. My Loan Specialist made the whole process, which is simple to begin with, even easier. I had money in my account in no time. He understood my needs and answered all of my questions effectively, leaving me feeling very comfortable moving forward to completion. I highly recommend Finova Capital.

— Amber W.

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Faster, more flexible financing:
Discover Merchant CashTap

Point of sale equipment financing

Make the newest tech affordable — now or through later upgrades

Point of sale equipment rental

Offer a shorter fixed term option for POS solutions

Merchant cash advance

Help merchants convert an asset into cash to grow their businesses

Term financing

Provide structured, reliable financing to meet more of your existing merchants’ needs

Working capital loans

Offer short-term loans to established businesses for a variety of business needs

About Finova Capital

We’re a new kind of merchant finance partner — backed by decades of experience — dedicated to transparency and acquirer growth. Our mission is to build relationships where acquirers and merchants both win.

Start the conversation

Find out how Finova can help you win and retain merchants — and if Merchant CashTap is a good fit for you.

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