Submit a short application and have a discussion with our senior team about your short — and long-term business goals. You’ll receive options for your consideration within days.
Introducing a new kind of finance partner
Gain a long-term consultant to help you grow and sustain your merchant base. At Finova Capital, we take a collaborative approach to aligning everyone’s goals and successes.
Our team brings together an unprecedented combination of merchant expertise, risk assessing capabilities, and front- and back-end technology, creating customized programs that increase your revenue — and help small businesses grow.
Customized to meet your goals
We don’t do off-the-shelf solutions — because off-the-shelf doesn’t drive growth. Instead, we work with you to align on a vision, then bring it to life with an easy, integrated set of solutions and workflows.
High-tech and low-touch
Quickly and easily onboard, complete, and track transactions — all on one platform. Our API and seamless data integration provide a simpler, more streamlined solution for managing your business.
Discover the Merchant CashTap suite
Point of sale equipment financing
Make the newest tech affordable — now or through later upgrades
Point of sale equipment rental
Offer a shorter fixed term option for POS solutions
Merchant cash advance
Help merchants convert an asset into cash to grow their business
Term financing
Provide structured, reliable financing to meet more of your merchant base’s needs
Working capital loans
Offer short-term loans to established businesses for a variety of business needs
Proven success for our partners
Giving end-of-life terminals an end-to-end upgrade
The challenge: This client had a sizeable active merchant base — and end-of-life terminals. When they needed an easy upgrade option, they called Finova.
Our solution: We helped build out the business case, financial model, implementation plan, and upgrade offer — including options for purchasing, renting, or leasing. Finally, we provided direct marketing support for delivering the offer to the merchant base.
Cutting the expenses of “free” terminals
The challenge: Free terminals aren’t free when the acquirer has to pay for them. So when the costs of providing “free” equipment began to pile up, this client needed help eliminating the expense.
Our solution: Our team collaborated with the client to develop an affordable solution — eliminating the ISO expense, and giving the merchant a low monthly payment option.
Financing thousands of small businesses — digitally
The challenge: The ISV had thousands of underserved small business customers — each in need of financing.
Our solution: After the ISV shared select merchant data, we preapproved and extended offers for a working capital facility secured by future credit card receivables. Our team delivered the full solution — from offer to funding — completely digitally.
Start the conversation
Find out how Finova can help you win and retain merchants — and if Merchant CashTap is a good fit for you.
Frequently asked questions
We take a low-touch approach: Use our web app to complete DocuSign agreements that we can share with your merchant, or integrate your CRM via our API.
We do the work to achieve measurable goals for you and your merchants. Our experience is unmatched — meaning no one is better positioned to help you win and keep customers.
Contact our CEO Bob Neagle today.