Merchant financing done right.
We are Finova Capital.

Bryan Brouillard

President

As President of Finova Capital, I lead an innovative company that provides embedded SMB financing and services through our partners in the payment processing industry.

My mission is to help payment processors add value and deepen customer relationships with their ISO and merchant networks. Through the seamless adoption of Finova Capital’s proprietary technology and lending platform, payment processors can maintain and grow their customer base by extending access to critical, customized financial products and services.

I’m a veteran leader in fintech risk operations and partner relationship management with more than 20 years of fintech expertise at U.S. and Canadian commercial and consumer sales organizations. My product set includes deep experience with unsecured offerings merchant cash advances, small business loans, and residual advances as well as secured products like leasing (POS equipment) and trade finance.

Waqas Sattar

Chief Operations Officer

“Our vision is to be a change agent in the payment space by offering an easily accessible, more measurable solution to our partners and merchants.”

Waqas is co-founder and Chief Operations and Financial Officer, bringing over 13 years of financial services experience to Finova. Today he oversees key aspects of the operations including treasury, financial planning, analysis, and reporting; human resource functions, and new client boarding and servicing.

Prior to joining Finova Capital, Waqas was Senior Vice President and Business Manager at Ascentium Capital, where he managed budgeting, forecasting, reporting, POS vendor and contract management, and POS terminal supply chain and sales strategy. Previously at First Data, he managed global asset management, ISO credit risk strategy, loss reduction programs, partners profitability analysis, and credit risk assessment methodologies.

Waqas is a graduate of Purdue University and the MBA program (cum laude) at the University of Illinois.

Kaheres Hahn

SVP, Technology

Kaheres oversees the integration of various platform–critical software systems at Finova Capital, also integrating our automated application interfaces and portal views for our clients.

He has over 25 years of accounting, operations, and systems experience within various leasing/financial services corporations, including First Data, CitiCapital, CIT, and Canon Financial.

Kaheres managed the automation of First Data’s micro–ticket leasing business, creating a low–/no–touch solution.

Kaheres is a graduate of DeSales University and holds a degree in accounting.

Paul Hayden

Head of Product

Paul has over 18 years of experience in both small business lending and equipment leasing, having held roles in product management, operations, and risk management.

Prior to joining the Finova Capital leadership team, Paul served as Vice President, Credit/Risk in the High Risk/High Value group at Fiserv, where he oversaw the launch of Fiserv’s Buy Now Pay Later product.

Previously, Paul also held the position of Vice President, Operations at Ascentium Capital, where he managed the launch of the company’s POS equipment leasing business, overseeing all operational functions, including the onboarding, risk management, and billing teams. Further, during his time at First Data Corporation, Paul oversaw the growth of the Clover Capital program and the POS equipment leasing business as Director, Product Lead.

Paul began his career in lending at First Funds, where he worked as the Director of Operations.

Paul holds a bachelor’s degree from the University of Northern Iowa and received his MBA from Florida Atlantic University.