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Merchant financing done right.
We are Finova Capital.

We believe when merchants have a better financing experience, everyone sees greater results.

That’s why we’re leveraging 75 years of combined financing expertise — serving merchant acquirers and over 1 million small business merchants — to offer a better approach.

More straightforward. More transparent. We provide full disclosure on our Merchant CashTap products, because clear-cut contracting yields more trust — and greater returns.

And by investing in strategic collaborations with long-term, like-minded partners, we’re achieving results where ISOs, processors, and merchants can win — together.

Our mission is in our name

The word “Finova” is a portmanteau combining “finance” and “nova.”

“Finance” refers to our team’s collective experience serving over 1 million merchants and the nation’s leading merchant acquirers, ISOs, and agents across the payments industry.

“Nova” represents our commitment to exploring and illuminating opportunities in small business lending and the payments space — because small businesses deserve simpler, faster finance solutions.

Together, “Finova” describes how we’re leveraging our deep expertise to manifest our bright outlook for the future.

Join our team

Join our team

We’re seeking talented, motivated individuals to help us reinvent merchant finance. Contact us to learn about our current job openings.

Start the conversation

Find out how Finova can help you gain and retain merchants — and if Merchant CashTap is a good fit for you.

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