Your credit score will not be impacted. Finova uses various data elements to quickly determine what amount can be offered, none of which affect your credit score or report.
Fund your business faster
PPA has partnered with Finova Capital to offer our merchants Cash Advance and Working Capital Loans through Finova Capital. The simple process lets you apply and get approved in minutes — all online, with zero printed paperwork.
Finova Capital is a new type of merchant finance partner, dedicated to providing a more straightforward, more transparent experience so we can all win together.
The simpler funding process
- Apply online
- Get approved in minutes
- Choose your plan
- Receive funds
You can get approved in minutes and funded within 24 hours.
Frequently asked questions
Repayments are made via a daily or weekly ACH deduction from your business checking account information you provide. The amount will be disclosed in the agreement and option you choose.
Typically, the only items you will need will be your driver’s license, and three months of bank statements. You can avoid providing bank statements by linking to our secure Plaid service.
The repayment type typically is between six and nine months.
You must have been a business at a minimum of one year, have monthly credit card processing greater than $5,000, and have annual total sales/revenues greater than $100,000.
No, collateral is not required.
Your rate is determined based on several factors including your revenues, cash flow, years in business, and your credit profile.
In as few as 24 hours!
We’re a small business lender providing faster, more affordable solutions to keep merchants moving forward.
Leveraging decades of expertise in the payments space, we work with payment processing partners to offer more flexible versions of the solutions you’d typically get from a bank or POS payments company.
Learn more about us here.